Imagine a forty-year retirement. That's a lot of golf and travel and the 'honey do' list at home may actually get finished by then. But really, what would you do if this happens to you? Your retirement planning needs to begin now. Your retirement planning for the long haul begins with a look at your risk of living and balancing that with a proper portfolio withdrawal strategy to support your ... Read More
retirement planning
Fidelity Survey Says Most People Think Financial Advisors Add Value
A recent survey by Fidelity of investors was highlighted in the December 2012 issue of Financial Advisor magazine. In the survey, more than half of those polled indicated that financial advisors add value. This is great news not just for for those of us working to help individuals create order from the chaos of their financial lives. It is a real testament to the changing views of the ... Read More
Ask the Adviser: When Can I Retire?
Will working longer and deferring retirement allow me to have more money when I finally retire? Question: I'm 54 now and was originally planning on retiring at 65. My 401K took quite a hit a few years ago and now I'm wondering if I should be postponing my retirement. Boston Money Coach Answer: They say that time heals all wounds and sometimes it even helps salvage a 401(k) as well. You may ... Read More
Risk-Managed Investing with Clear View
Isn't it time for a fresh perspective and a Clear View about your money, retirement and financial goals? From our perspective, opportunities exist regardless of market conditions. No matter which way the markets move - up, down or sideways - there's plenty of potential that will help you meet your goals. You just need to know where to look and have a good map to help you get ... Read More
About Steve Stanganelli, Certified Financial Planner ™ Professional
Steve Stanganelli of Clear View Wealth Advisors, LLC has been working with individuals and businesses throughout the New Hampshire Seacoast and in Massachusetts in the Greater Boston, North Shore and Merrimack Valley areas for more than twenty years. Steve came to this business from a long career in mortgage banking. Steve is a board-certified financial planner professional with specialized ... Read More
Too Many 401k Choices Can Be A Problem for Retirement Planning
Like a deer caught in headlights, individuals faced with too many choices in their company-sponsored plan freeze up and may end up taking no action for their retirement. They may end up making costly choices - or worse, no choices - for their retirement savings dollars. Common costly choices typically include buying too much company stock or a mutual fund representing the same industry of the ... Read More