Let's face it. We all dream about it from time to time. If you were in the enviable position of having no debts (or just a mortgage), a big cushion of cash reserves, and have maxed out your retirement savings, what would you do with leftover money each month? Or how would you handle a lump sum like a tax refund, bonus, or inheritance? Where do I invest when I have "enough"? In a prior blog post I ... Read More
Retirement income planning
How Much Money Do You Need to Quit and Sail Away?
How Much Money Do You Need to Quit and Sail Away? No, Seriously. You wake up. Go to work. Get home. Rinse and Repeat. For many, it feels like being stuck in a hamster wheel. What if you decided to call it quits and retire early? How much money do you need to quit and sail away? If you’ve ever wondered what it’d be like to walk away from the rat race... this article is for you. Whether you ... Read More
Be Like Harvard and Create Your Retirement Paycheck
Got enough money for retirement? Do you know how you'll create your retirement paycheck? How do you turn that 401(k) or IRA into a sustainable stream of income? Now's the time to go back to school and learn a lesson or two from the Big Boys and be like Harvard. Whether or not you went to an Ivy League school like Harvard, you sure can invest like you did. One thing that Harvard and a retiree ... Read More
Planning Tools for College, Taxes and More
Financial planning is like life: A Journey, not a Destination. These resources are here to provide useful guides and maps along the way. These are just tools. A hammer and chisel are just tools. But handled well and in the hands of a craftsman, they can create masterpieces. If you need help crafting your personal masterpiece, we welcome being a part of your team. Useful Guides from ... Read More
Ask the Adviser: What are the biggest issues new retirees tend to underestimate?
It's easy to get tripped up in retirement. I'm reminded of the expression by the octogenarian to the recent newlywed fretting about life but rejecting out of hand the advice of his experienced senior: A long time ago I was where you are now. And later you'll be where I am now. But just as you haven't been your age before, I've never been old before. So for new retirees who "not been there or ... Read More
