Got enough money for retirement? Do you know how you'll create your retirement paycheck? How do you turn that 401(k) or IRA into a sustainable stream of income? Now's the time to go back to school and learn a lesson or two from the Big Boys and be like Harvard. Whether or not you went to an Ivy League school like Harvard, you sure can invest like you did. One thing that Harvard and a retiree ... Read More
Endowment Spending Policy
Retirement Income Planning – The Impact of Emergency Withdrawals
Recent academic research by Gordon Pye on the impact of emergency withdrawals on retirement planning may put into question the rule of thumb used by many advisers to determine a safe, sustainable withdrawal rate. For many investors and their financial advisers, the accepted rule of thumb has been to withdraw no more than 4% of an investment portfolio in any given year to provide a sustainable ... Read More
