Isn't it time for a fresh perspective and a Clear View about your money, retirement and financial goals? From our perspective, opportunities exist regardless of market conditions. No matter which way the markets move - up, down or sideways - there's plenty of potential that will help you meet your goals. You just need to know where to look and have a good map to help you get ... Read More
buy and hold
Watership Down, Thanksgiving Turkey, Retirement, Risk and Modern Finance
What could possibly link the children's story of Watership Down, Thanksgiving turkey and retirement investing risks? Well, my mind works in strange ways (just ask my wife and I'm sure my 15-month old Spencer agrees as well). Buy and Hold - A Broken Promise? After all the troubles in the stock market and in financial markets in general over the past couple of years, I was recently rereading an ... Read More
Creating a Paycheck for Retirement – A Series
Whatever your retirement dreams, they can still be made a reality. It just depends on how you plan and manage your resources. On any journey it helps to have an idea where you’re going, how you plan to travel and what you want to do when you get there. If this sounds like a vacation, well, it should. Most people invest more time planning a vacation than something like retirement. And if you ... Read More
How to Ride a Bond Bubble and Survive a Secular Bear Market
After the Dow Industrials reached their peak on October 9, 2007, there was a long, painful decline to the trough reached on March 9, 2009. During that time the DJIA lost 54% but was followed by a rally of 70%. Even with this spectacular run up through 2009, the index never reached it peak. While closer now after a good 2010 it, the peak is still a long climb up the mountain. In fact, to break ... Read More
Money Moves to Ring in the New Year
“Sometimes all it takes to change your life massively for the better is a small action and a small success, “ says David Bach, a noted author on money matters. Consolidate Your Accounts: Don’t wait for spring cleaning to roll around. Make it easier on yourself by combining old 401(k) or IRA balances from your various old jobs. This can help cut down on the amount of paper you receive and ... Read More
Sit On It and Rotate
The market's are jumpy to say the least right now. As I post this the market has ended four days down in a row after finishing August up 3.5% and up 45% since March. Despite signs of 'green shoots' and glimmers of positive economic activity, the US stock markets have ended the summer rally with a selloff of over 2% (on the DJIA Index). Fears of a stock market correction or a "W"-shaped ... Read More
Top 8 Reasons to Use ETFs in Your Portfolio
While the market for open-end mutual funds is huge, the market for ETFs is large and poised for growth. As of 2006 there was approximately $600 billion invested and Morgan Stanley predicts that more than$2 trillion will be invested through ETFs by 2011. Why are these investment vehicles becoming so popular? How can an individual investor use these to implement a cost-efficient diversified ... Read More
