Steve Stanganelli CFP® of College Cash Pro accepted for Membership in the Association of Certified College Funding Specialists and Earns College Funding Designation AMESBURY, Mass. - Jan. 6, 2018 - PRLog -- On January 3, 2018, Steve Stanganelli, a Certified Financial Planner™ professional with College Cash Pro, a service of Clear View Wealth Advisors has been accepted for membership ... Read More
Paying for College
Best Ways to Pay for College without Huge Debt
As the calendar nears another school season, parents invariably ask what are the best ways to pay for college without huge debt. In the college funding portion of my financial planning practice, I use all sorts of strategies to reduce potential college education costs. For every family these options will differ. Part of it depends on what age your student is when you start planning, your family ... Read More
Robo-Advisors: Time to Talk About Fees
Why would anyone want to pay for financial planning advice when you have the internet and Robo-Advisors popping up like mushrooms after a rainy weekend? And if you're going to invest money, why pay more than what you can get from a Robo-Advisors? Then again Google can get you your answers for free, no? While good advice may not be cheap, bad advice always costs you dearly no matter how ... Read More
Young Parents Preparing for College Expenses: Part 2
Question for the Boston Money Coach: What should I be doing now to prepare for my children's college expenses? This is the second part of an answer to this question posed by parents of two young children worried about the rising costs of higher education and student loan debts. Confused about where to start, they need help from Boston's Money Coach. Response from Boston Money Coach - Steve ... Read More
Young Parents Preparing for College Expenses: Part 1
Question for the Boston Money Coach: What should I be doing now to prepare for my children's college expenses? I have two young children and am worried about the rising costs of higher education and student loan debts. I've read about college-savings plans but don't know where to start. Response from Boston Money Coach - Steve Stanganelli: You should talk with a financial planner who can ... Read More
College Financial Aid Insider
Too many parents find out after the fact that they could have qualified for financial aid but didn't. Why? They didn't know how to properly value their home and rental properties or investment assets. When it comes to determining eligibility for financial aid, income counts for quite a bit, but your assets are a big part of the formula, too. Now is not the time to allow your ego for a big net ... Read More
Financial Aid Myths Versus Reality
College Financial Aid Myths versus Reality Some may say that it doesn't matter. They say that they make too much money or have too many assets to qualify for aid. It’s a myth that families earning more than $50,000 will not get aid. Even families earning well into the six-figures may qualify for financial aid. Other myths I come across in my college financial planning practice ... Read More
Diplomas at a Discount
Lower the Cost of College without Breaking the Bank or Your Retirement Nest Egg School season begins once again. It’s hard to imagine but here we are at the end of another summer. Yellow buses roll. Marching bands practice. And it’s time for some high school football. While it’s hard enough to stay focused on all the classwork, homework and after-school activities at hand, there’s one more ... Read More
Winning Strategies for College Funding: Strategy 2 in a Series
Hang Out with the Locals While parents may be nostalgic about their days on campus and movies glamorize the experience, let's look at the reality for the moment. One reason college is so expensive is because it is an emotional purchase. So colleges can and do charge whatever the market will bear in our free market system. But let's take a cold, hard look at the numbers. With the average ... Read More
How to Save on the Cost of College – A Series
Graduation season is behind us. Those beaming faces seated in front of podiums eagerly awaiting their graduation certificate or diploma from middle or high school are now probably lounging by the pool waiting to begin the next phase of their school "career." For parents of middle-schoolers entering high school, the thought of college can be as oppressive as the sweltering summer heat. Not ... Read More