Recently, I received a question from a prospective investor: Should you borrow to invest in dividend-paying stocks? As a professional with a clear bias for dividend-paying stocks, I'm always happy when someone shares my investment approach. But sometimes investors can get carried away. Should You Borrow to Invest in Dividend-Paying Stocks? With a seemingly never-ending climb of stock market ... Read More
Investment Advice
7 New Year’s Eve Resolutions Inspired by Millionaires
It’s that of year time again. Whether we vow to eat less, exercise more, or live in the moment – it all comes down to the same thing: we all want to be happier, get healthier and do better in the new year. Looking for some ideas? Here are 7 New Year’s Eve Resolutions inspired by millionaires. New Year, New You ... If you plan For those who are considering resolutions that can impact your wallet, ... Read More
Growing Your Nest Egg in Retirement
Approaching retirement? How should you allocate your investments so that you can protect what you have while also growing your nest egg in retirement? This is a common question with a complicated answer. There really is no single allocation that is best for someone. It really will depend on your risk tolerance, risk capacity, and retirement income needs. While there are some 'rules of the road' to ... Read More
Can Daylight Savings Time Mess with Investments?
Ever wonder if Daylight Savings Time can mess with your investments? Well, your nagging feeling may be correct. If you dread Daylight Savings Time and the biannual confusion it unleashes, you’re not alone. Many of us stumble around under the cover of darkness this time of year, griping about our sleep cycles. But DST is not just a passing annoyance, it can hit you where it really counts – your ... Read More
Confessions of a Portfolio Strategist: Alternatives
Over the past eight years, US stock market prices have continued to climb to heights never before seen. While I don't want to jinx it, I do wonder how long it can continue. And when trying to design an investment strategy I'm confronted with lots of choices and information. In a world of low interest rates and high stock prices, what's an investor to do to protect a nest egg? Here is the latest in ... Read More
Confessions of a Portfolio Strategist: Benchmarks
Trying to come up with a globally diversified, tax-efficient portfolio can be challenging in the best of times. With a bull market that is running longer than any other and hitting new highs almost daily, it is even more of a challenge. So, how should you prepare an investment portfolio that gets you to your goals and avoids getting wiped out? These are things I will be exploring in my new ... Read More
Don’t Let Your Money Take a Vacation
It’s summer. But don’t let your money take a vacation. During summer the last thing you want to think about are your finances. It’s more fun to think about beaches, BBQs, and hammocking. Yes, hammocking. But while you may be relaxing in summer-mode, make sure your money is still working hard. Although it's summer, don't let your money take a vacation. And since we’re just over the mid-year ... Read More
Avoid Costly Mistakes When Buying Real Estate in Retirement
You're ready to retire and tackle your bucket list. On your list is buying that dream home in retirement. But how do you pay for it? You should avoid these costly mistakes when buying real estate in retirement. Whether you want to buy your dream home by the lake or the ocean of somewhere more exotic, you're probably wondering how to make this dream a reality so you can cross it off your ... Read More
Why Women Are Better Investors Than Men
Anything you can invest, they can invest better and science backs this up. According to a recent study, women are better investors than men. Guys, take notes here. If you want to invest like Warren Buffet, you may want to invest like a girl because he does. Read on for the secret to why women are better investors than men. The world of finance is thought to be a man’s world: Cigars. Receding ... Read More
3 Key Pieces of Advice for Career Starters
You're a recent college grad starting off on your career journey. What's next? What's the top 3 key pieces of advice for career starters? Check this out. 3 Key Pieces of Financial Advice for Career Starters A recent 22-year-old college graduate asked me what's the most critical piece of personal finance advice I could share. For someone with her own self-described lofty expectations for herself ... Read More
