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Financial Planning Services for Businesses

Wrap Account Fee Graph

Are 134 Fees Better Than Commissions

I came across a very compelling and thoughtful post from a thought leader in the insurance arena I respect. In a recent post, the author, Brantley Whitely, asks are 134 fees better than commissions? I think that the gist of his comment is that a

Self-Defense Moves for You and Your Money

Financial Self-Defense Moves

Financial fraud and identity theft can be emotionally and financially devastating.  It's worse when it happens at the hands of a trusted advisor or financial professional. Scammers can be anywhere so you best be prepared to protect yourself.  Use

Market Basket Employee Money Questions: Get More for Your Dollar

Financial Planning Tips for Market Basket Employees

Paychecks will be a lot lighter over the next few weeks as the Market Basket employee protest continues.  Now more than 25,000 employees will be feeling even more wallet pain as their hours get reduced and quarterly bonuses shrink.  As a loyal

Robo-Advisors and Financial Planners: Comparing Apples and Oranges

Robo-Advisors: Time to Talk About Fees

Why would anyone want to pay for financial planning advice when you have the internet and Robo-Advisors popping up like mushrooms after a rainy weekend?  And if you're going to invest money, why pay more than what you can get from a Robo-Advisors? 

keystone-Oil-Pipeline_and_ MLPs

MLP ETFs Soar As Advisor Struggles with Conscience

Looking to boost the income yield on your portfolio and reduce inflation risks?  MLPs and MLP ETFs may be the answer.  But as MLP ETFs soar, this advisor struggles with his conscience. What's the big deal? Master Limited Partnerships or MLPs as

Retirement Paycheck

Be Like Harvard and Create Your Retirement Paycheck

 Got enough money for retirement?  Do you know how you'll create your retirement paycheck? How do you turn that 401(k) or IRA into a sustainable stream of income? Now's the time to go back to school and learn a lesson or two from the Big Boys and be

Worlds Best Investor Button

Retirees: Your Asset Allocation Should Be More Tactical

Amid the ruins of the last market meltdown of 2008-2009, you'll find the finance theory of Asset Allocation and the idea that all an investor needs to do is 'Buy and Hold.' As good and practical as that advice is, it was awfully hard to avoid the

Getting Cash Back from Stocks with Dividends

Dividend ETF Roundup: 2013 Review of Best and Worst

Looking for some free money?  I don't have any but I do think I have the next best thing: Dividend ETFs. 2013 has been another year where paltry rates on fixed-income investments have motivated investors to seek out alternatives.  Many have

QE2 Safe in Harbor at Trieste

End of QE Part 2: Weathering the Storm

Like any great voyage, eventually it comes to an end and you have to move on to what's next.  Quantitative easing also known as QE2 is Fed-speak for the Central Bank's program of injecting liquidity into the economy by buying up mortgage bonds to the

QE2 Comes Into New York

The End of QE: How to Protect Your Portfolio from Higher Interest Rates

The end of QE is here so how do you as an investor protect your portfolio from higher interest rates? Is your Quantitative Easing ship going to come into a safe harbor or are stormy seas ahead? Consumers are undeniably feeling modestly better

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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Steve Stanganelli of Clear View Wealth Advisors, LLC and the editorial staff. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee-Only financial planning and investment advisory services are offered by Clear View Wealth Advisors, LLC., a registered investment advisor in the Commonwealth of Massachusetts and Steve Stanganelli, a fee only CERTIFIED FINANCIAL PLANNER (tm) Professional serving clients throughout the Merrimack Valley, North Shore and Greater Boston and surrounding communities in Massachusetts, including Amesbury, Newburyport, Haverhill, Andover, Wilmington, Woburn, Burlington, Waltham, Ipswich, Topsfield, Medford, Melrose, Malden, Wakefield, Stoneham, Salem, Revere, Lynnfield, Peabody, Marblehead, Danvers, Cambridge, Beverly, Saugus, Somerville, Boston, and in the following counties: Essex County, Suffolk County and Middlesex County. Clear View offers independent financial and tax advice and receives no commissions or referral fees for the sale of insurance, annuities or investment products. Personal financial planning services may include tax planning, college funding, divorce planning, retirement income, Social Security claiming strategies, investment reviews and self-directed IRAs. The presence of this web site on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of Massachusetts. Clear View Wealth Advisors, LLC is registered to provide investment advisory services to residents of Massachusetts or where otherwise legally permitted.